:root{--navy:#071426;--navy2:#0c203a;--blue:#1687ff;--cyan:#58d9ff;--violet:#7557ff;--gold:#d7b46a;--ink:#16243a;--muted:#68778e;--bg:#f4f7fb;--line:#dfe7f1;--white:#fff;--radius:22px;--shadow:0 18px 55px rgba(9,28,57,.12);--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:16px;top:16px;z-index:99;background:#fff;padding:10px}
.site-header{position:sticky;t.hero{op:0;z-index:50;background:rgba(7,20,38,.95);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:10px;color:white}.brand img{width:46px;height:46px;object-fit:cover;border-radius:13px}.brand span{display:flex;flex-direction:column}.brand strong{font-size:1.16rem;letter-spacing:.05em}.brand small{font-size:.68rem;opacity:.72;white-space:nowrap}.primary-nav{display:flex;align-items:center;gap:23px;color:#dce7f7;font-size:.93rem}.primary-nav>a:not(.button){padding:28px 0 24px;border-bottom:2px solid transparent}.primary-nav>a.active,.primary-nav>a:not(.button):hover{color:#fff;border-bottom-color:var(--cyan)}.button{display:inline-flex;justify-content:center;align-items:center;gap:8px;background:linear-gradient(135deg,var(--blue),var(--violet));color:#fff!important;padding:13px 20px;border-radius:999px;font-weight:700;border:none;cursor:pointer;box-shadow:0 12px 28px rgba(22,135,255,.25)}.button-outline{background:transparent;border:1px solid rgba(255,255,255,.35);box-shadow:none}.button-light{background:#fff;color:var(--navy)!important}.button-sm{padding:9px 15px}.nav-toggle{display:none;background:none;border:none;padding:8px}.nav-toggle span{display:block;width:26px;height:2px;background:#fff;margin:5px}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 80% 20%,rgba(117,87,255,.22),transparent 32%),radial-gradient(circle at 20% 70%,rgba(22,135,255,.18),transparent 33%),var(--navy);color:white;padding:50px 0 70px}.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(88,217,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(88,217,255,.05) 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(to bottom,black,transparent)}.hero-grid{position:relative;display:grid;grid-template-columns:1.02fr .98fr;gap:60px;align-items:start}.eyebrow{font-size:.78rem;letter-spacing:.17em;text-transform:uppercase;color:var(--cyan);font-weight:800}.hero h1,.page-hero h1{font-size:clamp(3rem,7vw,6.2rem);line-height:.92;margin:.15em 0 .1em;letter-spacing:-.055em}.hero h2{font-size:clamp(1.5rem,3vw,2.45rem);font-weight:600;margin:0 0 12px}.hero h3{font-size:1.08rem;font-weight:500;color:#b9cae1;margin:0 0 28px}.tagline{font-size:1.03rem;color:#e5edf7}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero-visual{position:relative}.hero-visual img{border-radius:24px;box-shadow:0 32px 80px rgba(0,0,0,.4);border:1px solid rgba(255,255,255,.12)}
.section{padding:86px 0}.section-sm{padding:58px 0}.section-dark{background:var(--navy);color:white}.section-soft{background:var(--bg)}.section-head{max-width:790px;margin-bottom:42px}.section-head.center{text-align:center;margin:0 auto 46px}.section h2{font-size:clamp(2rem,4vw,3.4rem);line-height:1.08;letter-spacing:-.035em;margin:.2em 0 .35em}.section h3{line-height:1.2}.lead{font-size:1.17rem;color:var(--muted)}.section-dark .lead,.section-dark .muted{color:#a9bdd6}.statement{font-size:clamp(1.7rem,4vw,3rem);font-weight:800;line-height:1.15;letter-spacing:-.03em}.accent{background:linear-gradient(90deg,var(--cyan),#8a76ff);-webkit-background-clip:text;background-clip:text;color:transparent}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 8px 30px rgba(9,28,57,.04)}.section-dark .card{background:rgba(255,255,255,.055);border-color:rgba(255,255,255,.12);box-shadow:none}.card h3{margin-top:0;font-size:1.35rem}.card p:last-child{margin-bottom:0}.kicker{font-size:.74rem;letter-spacing:.15em;text-transform:uppercase;font-weight:800;color:var(--blue)}.section-dark .kicker{color:var(--cyan)}.success-equation{border-radius:28px;padding:34px;background:linear-gradient(135deg,#0b1c34,#102c52);color:white;box-shadow:var(--shadow)}.success-equation strong{display:block;font-size:clamp(1.5rem,4vw,2.5rem);margin-bottom:14px}.success-equation .terms{font-weight:700;color:#dceafb}.pill-row{display:flex;flex-wrap:wrap;gap:9px;margin-top:20px}.pill{border:1px solid var(--line);padding:7px 12px;border-radius:999px;font-size:.88rem;background:white}.section-dark .pill{border-color:rgba(255,255,255,.15);background:rgba(255,255,255,.05)}.upiga-card .code{font-size:2rem;font-weight:900;color:var(--blue)}.maturity{display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-top:30px;border-radius:18px;overflow:hidden;border:1px solid rgba(255,255,255,.14)}.maturity div{padding:23px 10px;text-align:center;background:rgba(255,255,255,.04);border-right:1px solid rgba(255,255,255,.12);font-weight:700}.maturity div:last-child{border-right:0}.maturity div:nth-child(4),.maturity div:nth-child(5){background:linear-gradient(135deg,rgba(22,135,255,.18),rgba(117,87,255,.18))}.insight-card{display:flex;flex-direction:column;min-height:330px}.insight-card .number{font-size:.8rem;font-weight:900;color:var(--blue);letter-spacing:.12em}.insight-card h3{font-size:1.55rem}.insight-card .link{margin-top:auto;color:var(--blue);font-weight:800}.author-block{display:grid;grid-template-columns:.8fr 1.2fr;gap:45px;align-items:center}.author-photo-placeholder{aspect-ratio:4/5;border-radius:26px;background:linear-gradient(145deg,#dce6f4,#f8fbff);display:grid;place-items:center;color:#6f7f96;border:1px solid var(--line);padding:30px;text-align:center}.subscribe-box{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:center}.subscribe-form,.contact-form{display:grid;gap:13px}.inline-form{display:flex;gap:10px}.input,select,textarea{width:100%;border:1px solid #cfd9e6;border-radius:13px;padding:13px 14px;font:inherit;background:#fff;color:var(--ink)}textarea{min-height:160px;resize:vertical}.form-note{font-size:.78rem;color:#8794a5}.hp{position:absolute!important;left:-9999px!important}.status{padding:12px 14px;border-radius:12px;margin-bottom:15px}.status.ok{background:#e9f9ef;color:#176b36}.status.error{background:#fff0f0;color:#a22727}
.page-hero{background:linear-gradient(135deg,#071426,#0a2443);color:#fff;padding:75px 0}.page-hero h1{font-size:clamp(2.8rem,6vw,5rem)}.page-hero p{max-width:780px;color:#b9cae1;font-size:1.12rem}.content{max-width:840px}.content h2{margin-top:2em}.content blockquote{margin:34px 0;border-left:4px solid var(--blue);padding:8px 0 8px 24px;font-size:1.4rem;font-weight:700;color:#17345d}.article-meta{color:var(--muted);font-size:.9rem}.article-hero{padding:50px 0;background:var(--bg)}.article-body{padding:70px 0}.legal{max-width:900px}.legal h2{margin-top:2.3rem}.site-footer{background:#04101f;color:#d7e2f1;padding:58px 0 28px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}.site-footer h3,.site-footer h4{color:#fff;margin-top:0}.site-footer a,.future-link{display:block;padding:4px 0;color:#a8bad2}.site-footer a:hover{color:var(--cyan)}.future-link{opacity:.55}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:42px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;color:#8398b3;font-size:.83rem}.breadcrumbs{font-size:.84rem;color:var(--muted);margin-bottom:20px}
@media(max-width:920px){.primary-nav{display:none;position:absolute;top:78px;left:0;right:0;background:#071426;padding:18px 20px 24px;flex-direction:column;align-items:stretch;gap:2px}.primary-nav.open{display:flex}.primary-nav>a:not(.button){padding:12px 0}.nav-toggle{display:block}.brand small{display:none}.hero-grid,.author-block,.subscribe-box{grid-template-columns:1fr}.hero{padding-top:68px}.hero-visual{max-width:720px}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}.maturity{grid-template-columns:1fr}.maturity div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.footer-grid{grid-template-columns:1.4fr 1fr}.footer-bottom{flex-direction:column}}
@media(max-width:600px){.container{width:min(100% - 28px,var(--max))}.section{padding:62px 0}.hero h1{font-size:3.4rem}.grid-4{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.inline-form{flex-direction:column}.brand img{width:40px;height:40px}.page-hero{padding:54px 0}}